Oklahoma residents planning to drive an automobile will be required to carry with them minimum amounts of car insurance coverage at all times. In exchange for a monthly payment, the insurance company will pay for damages related to an auto accident should it occur. Without the proper auto insurance coverage you are committing a crime in the state, and could face penalties such as fines, jail time and the suspension of your drivers license.
State Required Coverage
A liability policy with coverage amounts of $25,000 in Bodily Injury for one person injured, with $50,000 maximum for all injuries. It also includes $25,000 in Property Damage coverage. You are free to add higher amounts of coverage for better protection should you choose as these amounts are considerablily low, however, a policy must have atleast these amounts.
Paying For Your Coverage
The average driver in the state will pay $689 per year for their auto insurance. The amounts that you will pay for coverage can be higher or lower than this amount based on several factors. Sad for men, their rates are typically higher than the rates for females, as are the rates for the under 25 driving crowd. Many other things are factored together to determine the amount that you will pay as well. Some of these factors include the company that you insure with, your driving record, and the amount of coverage that you require.
Saving On Coverage
Luckily there are many ways that you can take to ensure that you are paying the average, or lower, for your coverage. One of these ways is to ask for discounts. Typical discounts include those for safe drivers, multiple policy holders, and loyal customer discounts. Discounts are also found when you compare auto insurance quotes.
Compare Auto Insurance in Oklahoma
It is fast and easy to make auto insurance comparisons, no matter what Oklahoma city you reside. With the Internet in tow you could have quotes before you within the next half hour. These quotes are provided to you without cost, and could save you hundreds of dollars on the amount that you will pay for coverage each year . Drivers in the state found savings as much as $525 per year when they took the time to make these simple comparisons. Auto insurance companies throughout the state recommend that all drivers first compare auto insurance quotes before starting a policy to avoid overpaying for coverage. You owe it to yourself to save as much money as you can while getting the best possible product. Making comparisons means you will get just this, and save so much money you won’t believe your eyes! Don’t allow yourself to overpay for auto insurance coverage in Oklahoma.
Most Populated Oklahoma Cities
Oklahoma City is the largest city in Oklahoma, therefore residents in the city should expect higher rates. Tulsa, Cleveland, Comanche, and Candian are the next largest cities in the state. Whether you live in one of the largest cities or a smaller Oklahoma city, get your quotes and your savings.